Are you planning for your first international trip? These international trips or business meets can be a reason for being overwhelmed. Do not let anything to spoil the excitement, get insured in no time!
You might be thinking does travel insurance have anything to do with your leisure trip. But if your check-list doesn’t include one, you’re missed out on something serious. Travel insurance is your saviour that protects you financially while travelling. It protects you from any kind of unforeseen circumstances and it is always better to be safe than sorry! You will find n numbers of travel insurance plans tailor-made for international travellers. Bajaj Travel Insurance is one of the most sought-after travel plans in the market. You can visit the official website of the insurer to have a look on the various plans. Just make sure you opt for a plan that offers comprehensive coverage, wherever you go. Here’s why you should buy international travel insurance before taking the flight! Ensure Worry-free Travel The best travel insurance plans offered by Indian insurer cover your trip by offering comprehensive assistance from minor to complex situation. It takes no time for things to get out of hand in an unfamiliar land. But, nothing will bother if you’re prepared beforehand for all uncertainties with an adequate insurance plan. From stolen passport to loss of baggage, medical hospitalisation or emergency evacuation, your international travel insurance ensures a worry-free travel at its best! Your Cancelled Trip or Interruption is Covered Trip cancellation or interruption may spoil your best-laid plans. So what is the solution? Well, you can do nothing about the grief it brings; somehow, you can curb the monetary loss to a certain amount, only if you own international travel insurance. The insurer reimburses the financial losses incurred in flight bookings. Coverage for Medical Emergency During your international trip, if any medical emergency arises, overseas travel insurance comes handy. This policy covers you from hospitalisation expenses to medical evacuation, if the situation demands. When you require to see a doctor and need to pay out-of-pocket expenses, you can ask for repayment based on medical bills or medicine costs. However, you should be clear about whatever is included under your policy. Insure Your Baggage Too Travel insurance doesn’t only cover you for a complex situation, but also simple problems such as loss of baggage or delay in the arrival of checked-in baggage too. Due to delay in checked-in baggage, you may need to buy certain essentials out of your pocket. But, you can get repayment of the incurred expenses from your India based insurer, while you are on abroad trip. International travel insurance gives you complete protection from the moment you board the flight and until you reach your home. Bon Voyage! Who can be Insured? Insurance companies offer travel insurance to infants over 90 days old, up to the age of 70 years. The upper limit may vary insurer to insurer. So, before taking up a plan you should clear every single thing about the plan. Again, you should be clear about the purpose of your visit as individual or group travel insurance plan, whether domestic or international, are not available for immigration or education abroad. There are specific travel plans designed for this purpose like ‘Student Travel Insurance’. In a Nutshell! So, whether it is leisure trip or you are travelling to launch your next product, travelling abroad is surely an exciting thing that ever happens to you. Opting for an adequate travel insurance plan keep you safe during an unforeseen event! It is nothing but being proactive and ensuring financial safety in a medical or non-medical crisis. Bon voyage!
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AuthorInsurance and financial manager. Archives
May 2018
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