Exploring new destinations may excite you if travelling is your passion. In India, there is no dearth of places for itchy feet. Well, a small start is enough to ignite your travel bug. Despite bringing up here, we get goose-bumps after hearing about some destinations which are a must visit or always top the list of a travellers’ diary.
Travelling is always beautiful and full of excitement until it is unsafe. It won’t be all hunky-dory as shown in movies. The risk of going thing wrong at the last moment may put a pause on your whole plan. Although, you may not have control over everything that might disrupt your travel plan. Hereby, Travelling and insurance go hand in hand to protect the travellers in any unforeseen situations. Here a fine line can be drawn between a traveller and a smart traveller based on the way you pick domestic travel insurance online. In the advent of many insurance companies, there is no scarcity of travel insurance plan. But this widens your responsibility a bit. You should be very cautious while finalising a plan because if the plan doesn’t fulfil your requirement, your investment will go waste. Bajaj Allianz Travel Insurance plan always tends to top the list for offering best insurance services. In this article, we discuss various travel insurance plans offered by Bajaj Allianz. Here we go: Catering to people from all walks of life, Bajaj Allianz Travel Insurance has introduced a domestic travel plan called ‘Bharat Bhraman Policy’. Bajaj Allianz Bharat Bhraman Policy is a domestic travel policy for all individuals travelling within India. The plan is applicable for holidays, business trips or personal trip and first of its kind, which can be availed for e-commerce cabs as well. The best part is that the tenure of the policy is as short as a cab ride and can be as long as a year, one has to renew it afterwards to enjoy the benefits. This policy primarily has five plans, which are
Coverage Offered: Personal Accident Cover The nominee will be entitled to receive the Sum Insured in case of an accidental death of the policyholder during the policy period. Permanent total disability During the policy tenure, the insured person meets an accident and gets bodily injuries, which may result in total disability, in this case, the insurer will pay the Sum Insured to the nominee. The below-mentioned cases are considered for referring permanent disability
Child Education Bonus In this plan, an additional 2% sum insured is made by the insurer, at the time of claim in the event of death or permanent total disability, as the cost of education up to two of your dependent children. Provided they should be under 21 years old and were studying on the date when the incident happened and you met with the bodily injury. You may like to read : 5 Reasons Why Travel insurance is Important Exclusions: The Bharat Bhraman Policy excludes the below cases-
Why Bajaj Allianz
Well, this plan has occupied almost most of your requirements. So what are you waiting for? If you have been bitten by the travel bug like the other travellers, then search for this plan online, compare and make a decision to give a wing to your dreams!
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Are you planning to travel overseas in order to upgrade your career scope by pursuing higher education? This article will help you to understand the requirement of travel insurance plan for the students looking forward to studying opportunities overseas or outstation. Studying in a foreign land is a good option but it exposes you to various risks. Chances are high that you might get involved in any road mishap or end up meeting unfavorable circumstances while you travel and it will tamper with your study plan. It is important to buy an international travel insurance plan or a domestic travel insurance plan depending upon your travel destination.
The Unforeseen Situations That Can Trouble You When You are Studying Overseas When you travel outside the country, it can be a risky affair because of any unpredictable hospitalization or medical treatment expenses incurred in a foreign land that can’t be neglected. In such circumstances, any student would need his family by his side that too on an emergency basis so that he/she can be assured if anything goes wrong. Purchasing a travel insurance plan is a great alternative as it offers the sufficient coverage against the accidental and unpredictable expenses. A domestic travel insurance plan and an international travel insurance plan cover the following. • Extended coverage in case of passport loss • Coverage for baggage loss • Coverage for any accident • Coverage for family visit expenses • Coverage for expenses that are incidental • Coverage for emergency hospitalization • Cover for claim’s disbursement • Coverage for emergency medical treatment such as dental pain etc You may like to read : Traveling to India from Abroad? 3 Smart Ways to Conquer Demonetization Aftershocks Domestic as well as international travel plans are formulated to meet the individualistic travel insurance needs. The Indian insurance providers offer the various kinds of international travel insurance plans that are mentioned below. 1. Bajaj Allianz Student Elite Plan This plan helps students who are traveling abroad as this plan expands the coverage for baggage loss, hospitalization expenses, passport loss, bail bonds or tuition fee, trip cancellation etc. 2. Tata AIG Student Guard Plus This travel insurance plan offers a special ‘Red 24 Service’ that aspires intimating the insured person about any possible threat/risk associated with a specific region. The covers of this travel insurance plan are the emergency medical airlift, repatriation of mortal remains, accidental hospitalization expenses, personal accident coverage, study interruption, guardian’s/parent’s visits, mental or nervous disorders, etc. 3. ICICI Lombard Overseas Student Travel Insurance This travel insurance plan‘s USP is ICICI’s tie-up with 500 plus universities around the world. This overseas student travel plan ensures covers such as medical expenses, personal liability, baggage loss, non-medical expenses, sports injuries, family visit expenses, dental treatment, study interruptions, maternity cover, repatriation of the mortal remains, mental and nervous disorders etc. The domestic travel insurance plans offer the benefits mentioned below. • Personal accident coverage • Medical expenses that incurred during the trip • Trip delay or cancellation • Emergency medical airlift • Emergency cash requirement Purchase your travel insurance plans only after considering the advantages and the disadvantages of the particular plan. |
AuthorInsurance and financial manager. Archives
May 2018
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