ICICI Lombard provide some unique travel insurance plan that offers coverage against the extra expenses incurred due to any unfortunate situation like trip cancellation or delay, accident, sudden illness or loss of important documents. The policy provides the coverage to the policyholder even if he is outside the country. There are different purposes of travelling and travel insurance provides coverage to all type of trip whether it’s a business trip or a vocational trip. Comprehensive travel insurance plan provides different types of benefits and coverage under single ICICI Lombard Travel Insurance Policy. It also provides a different kind of coverage under different travel insurance policy, let us see in details:
Types of ICICI Lombard Travel Insurance: ICICI Lombard provides some best travel insurance product in the market which fulfills the different requirements, different customers. The plan are designed in such a way that provides coverage to all type of trips, for example, Single Round Trip provides coverage to single trip, Senior Citizen plan provides coverage to senior people and Gold Multi Trip offer coverage for multiple international trips. Read below to know the different types and coverage of ICICI Lombard travel insurance policy. 1. International Travel Insurance - Single Round Trip: This travel insurance policy offers coverage for single abroad trip, be it for business or vacation. You can simply protect yourself from any medical and non-medical additional expenses with this ICICI Lombard comprehensive travel insurance plan. Read below the benefits provided under single round trip:
2. Senior Citizen Travel Insurance: There is a chance of medical emergency when senior citizens are travelling. The policy provides coverage against different types of unfortunate events. It is better to be prepared for any such emergencies that may need lots of money for example medical emergency outside the country. Because such emergencies cause inconvenience and also needs a lot of money. With the ICICI Lombard Senior Citizen Travel Insurance, you can be sure and travel freely. Let us see the benefits and coverage provided under ICICI Lombard Travel Insurance policy:
3. Travel Insurance – Gold Multi Trip: Gold Multi Trip by ICICI Lombard Company is a customized plan for the frequent traveler. The Gold Multi Trip Travel Insurance is best for those who make frequent trips abroad. This policy includes multiple benefits and coverage. Some important benefits and coverage of Gold Multi-Trip Plan are given below:
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Travel insurance policy is very important for the person who travels frequently. It offer coverage against exigencies like accidents, lost of ticket or baggage, trip cancellations or delay, missed flights and loss of passport & important documents. The premium amount is totally dependent on the country that you are visiting and the number of days of your trip. The insurance company also offer customized travel insurance plans which offer great benefit to the policyholder. Read the article to know more about a travel insurance policy and how it helps you to travel safely. Types of Travel Insurance in India: The two wide types of travel insurance offered in India are as follows. Domestic Travel Insurance This policy is offered for people who are travels within the country. Various unfortunate events like personal liability, death, injury, accident and medical emergencies are covered under travel insurance policy. It provides coverage to the policyholder even if he is traveling within the country. Overseas Travel Insurance This policy offers coverage to the customers who travel abroad, overseas frequently. Overseas travel insurance offers a comprehensive coverage of unforeseen events like hijack, repatriation expenses, and expenses incurred due to loss of passport and travel documents, loss of baggage and flight delay or cancellation. Benefits and coverage of Travel insurance Medical Treatment is Costly In case you meet medical treatment when you are out of the country, on an average, it will cost about $2280. It will help you in a medical emergency while you are on a trip abroad. This will bear the cost of medical treatment and save you from draining your wallet. To prevent this risk make sure you are covered under a comprehensive travel insurance plan. Cover for Emergencies It provides several benefits and coverage. It means then the policy does not only covers the unexpected medical emergencies but also provide coverage for the unforeseen events like flight cancellation, loss of personal baggage, missed flights and trip cancellation are also included in most of the travel insurance policies. In case you face such sudden emergencies, having a travel insurance will ensure assistance and will also save your valuable money and time. Efficient Coverage It is vital to note that when you are travelling abroad and you are covered under an international travel insurance policy, you premium you are paying is in rupees but the coverage is available in foreign currency. For example on an average, under a travel insurance policy policyholder can get an emergency cover of up to $1,00,00 if you are paying a premium of Rs.1,000. Loss or Theft of Belongings Think of a situation where you lost your passport or a baggage while travelling or when you are in a foreign land. Obviously, it will pose an array of problems no matter where you are. This will definitely incur a considerable amount of mental trauma and lot of money to get the documents back. It is recommended to be safe and secure under a travel insurance policy which will help you confidently face such problems. Other benefits under Bajaj Allianz Travel Insurance
There are lots of travel insurance policies available in the market which covers the policyholder against different unfortunate event that can disturb the trip. It provides coverage against trip cancellation or delay, loss of passport and luggage and sudden illness. The insurance company provides a wide range of travel insurance products due to which people get confuse which is the best travel insurance company. There two basic ways to buy insurance policy one you can buy from the company or agent and another way is you can it online. Buying insurance online is one of the best ways to buy travel policy. It provides several benefits such as it allow the customers to compare different policy, get the full details of the policy. In case if you buy the policy from the broker it may he do not convey the detail of the policy it is better to find it online which will help you to read all the hidden terms and conditions of the policy. Let us see some of the best benefits of buying travel insurance online: If you buy travel insurance online it provides a platform to compare different benefits and coverage of the policy. You can easily differentiate the policy on the basis of premium amount, type of coverage and benefits and other facilities. Travel policy is very necessary for the person who travels frequently as it provides coverage against the unfortunate event that can disturb the trip. Purchasing travel insurance online is very easy and you can finish the procedure very quickly. This is the best place where you can search the best travel policy because it allows you to access all the useful information as given below: Benefits and Coverage of the policy There are different benefits and coverage that are provided under travel policy for example: Trip cancellation or delay Travel plan covers the expenses incurred due to trip cancellation or delay. For example, you are out of the country and due to some technical or weather conditions your trip is cancelled or delayed in this case the insurer will bear the cost of your accommodation and related expenses. Loss of Luggage or Passport There are multiple problems and expenses incur in case you lost your passport or baggage abroad. Travel policy will cover the expenses incurred due to any such case. It also helps you to solve the problem that you may face when you lost your passport or important documents. Sudden Illness Travel plan provides coverage against sudden illness like accident or illness which bears the expenses that may incur due to medical treatment. It covers all the expenses related to the sudden illness of the policyholder. Premium Rates The different policy covers different types of the unforeseen situation according to which it decides its premium rates. It is better that you buy only things that are useful for you as it will provide a low rate of premium. Lots of coverage and benefits will raise the amount of travel policy. You can check the premium of different travel insurance online. Let us take an example of benefits and coverage provided under ICICI Lombard Travel insurance online ICICI Lombard Travel insurance online ICICI Lombard policy is the best travel insurance policy in the market. There are multiple benefits and coverage offered under its single policy. If you are buying travel insurance online it does not require any type of medical test if you are less than 85 years of age.
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AuthorInsurance and financial manager. Archives
May 2018
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