Travel insurance is brought when people travel to foreign countries and this is also a mandatory condition to issue visa by most countries. But not many go for travel insurance for domestic travellers when they travel within the country.
It is important to understand why to buy travel insurance which is equally important like you would buy travel insurance when you go abroad. Know What the Travel Insurance for Domestic Travelers Covers for You The domestic insurance travel plans are equally important so let us look at what they cover. Buy travel insurance because: • The insurance offers medical and accident cover to the policyholder • The plan covers any cancellation or delay in the flight • The insurance plan covers the loss in baggage • Useful in the winter months especially when traveling to north India where the flights could get delayed due to fog • Travel insurance is recommended when travelling with valuables which can get expensive to replace if it gets lost or damaged • There are domestic travel insurance covers that cover only a single trip, give family cover or for business travellers who have to travel frequently Understand Why The Insurance Policies For Domestic Travelers Is Recommended Get details of the coverage that are offered by the travel insurance for domestic travellers • The medical or the accident cover takes care of any medical emergency that may happen during the trip. It also covers the policyholder in the case of an accident. The plan is useful to those who do not have any medical coverage or limited coverage • Cancellation or delay of flight can cause a lot of inconvenience. One may end up missing a connecting flight or losing money on the hotel accommodation. The insurance plan will cover you in case of any cancellations or delays in the flight. Just make sure that you get the delay in writing from the airline authorities to claim it. • Losing baggage in transit is scary and travelers fear that a lot. Most airlines do offer compensation but it could not be enough to cover the cost of the baggage lost. Travel insurance will cover you in such cases so that the cost of the belongings gets recovered. • Personal liability is a special cover that is offered by the insurance policy where it covers any accidental damage that may happen to others property. It is recommended for those who are traveling with children. List Of Companies That Offer Domestic Travel Insurance To Travellers Here is the list of some of the companies that offer travel insurance for domestic travellers. Make sure that you go through them and then select the one that best suits your need and then buy travel insurance. • Apollo Munich domestic travel insurance • HDFC Ergo travel insurance • Bajaj Allianz domestic travel insurance • Bharti AXA travel insurance • New India Assurance travel insurance • Reliance domestic travel insurance • SBI travel insurance • Tata AIG domestic travel insurance • Domestic travel insurance from ICICI Lombard • United India domestic travel insurance Choose The Domestic Travel Insurance Plan Carefully And As Per Your Needs There are varied choices of travel insurance for domestic travellers available. You may Buy Travel Insurance for a one time travel plan or opt for frequent travel plan. This is as per what your requirements are. Buy the domestic travel insurance online India now. You may not buy travel insurance for long term travel if you are travelling to Mumbai but in case you keep travelling for work then it makes sense to buy travel insurance for a long term. The travel insurance for domestic travellers is highly beneficial because it covers certain conditions like cancelation or delay in flight, baggage lost, and personal liability. Thus even if you have a good insurance policy, the domestic travel insurance policy is worth taking. Be sure that you select the travel insurance for domestic travellers with care like you would select any other plan. There are many options when it comes to domestic travel insurance and there is no single right plan that will suit all. Also make sure that you go through the fine print and all the terms and conditions before you purchase the plan. How To Get Your Insurance for Domestic Travel You can claim your travel insurance for domestic travellers in a few steps. Some companies would accept the claim over phone while others would want you to submit some documents and witness etc. Make sure that you keep it straight forward to get the claim. There are options today where you can make the claims online too and this saves you a lot of time and hassle. The Final Call On Why To Buy Travel Insurance The key reasons why you should take best domestic travel insurance India are: • It is cheap and is very useful because it offers a lot of coverage • It is important that you go through the fine print before purchasing a plan • Make sure that you do complete research and select the plan that is right for you. For more details check PolicyBazaar Reviews & Ratings
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AuthorInsurance and financial manager. Archives
May 2018
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