One of the most things after planning a trip to a foreign country is to get a travel insurance. It is a wonderful way of covering all the financial and medical emergencies that can arouse when you are least prepared for it. HDFC ergo travel insurance is one such insurance policy that provides a bunch of benefits. Almost all types of natural and man-made calamities are covered under a travel insurance policy, like sudden illness, delay of flight, loss of passport, theft and more.
Some other perks of HDFC ergo travel insurance: Along with the above mentioned situations, this travel insurance claim holds other benefits as well. Let us explore some of the benefits as follows,
Procedure involved: A person who wants to claim the HDFC ergo travel insurance should go through the following steps, which will guide you through the overall procedure of filing a travel insurance claim.
The HDFC ergo travel insurance can be acquired for the following cases: Accidental death: if a person wants to claim for a HDFC ergo travel insurance for the case of an accidental death, the first thing that is required is to attach the claim signed by the treating doctor, along with a consultation note from the emergency doctors. Also the copy of passport with the mentioned date of journey from India, the invoices of the expenses, death certificate are to be submitted in the insurance company. Emergency medical expense: the documents that are required includes, a claim form duly filled, a note from the treating doctors, all the medical papers like the discharge summary. All relevant invoices of the expenses included a copy of the passport, copy of the cancelled cheque, with an optional Police FIR. Loss of baggage and other belongings: a person’ passport, personal belonging scan get lost at an airport. To apply for the travel insurance claim, the person needs to file a duly completed claim form, a Police FIR, copy of the new passport, a copy of the cancelled cheque, along with an emergency travel certificate. Once completed all the norms of attaining the claim, within time duration of 3-4 weeks, the claim amount is successfully transferred. You may like to read : Make Sure You Have Travel Insurance before Visiting These Places
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AuthorInsurance and financial manager. Archives
May 2018
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