Education in a prestigious university or institution in a foreign country will enhance your career growth. Many young students are able to fulfill their dreams by pursuing the best educational courses in a foreign land. Your education and career prospects should not be deterred by any means. The unexpected risks in various forms should be covered by a comprehensive student travel insurance plan. You should get Student Travel Insurance as it is mandatory for many foreign universities. Further, you can protect your interests in the best possible way by choosing the most appropriate insurance policy.
Benefits of student travel insurance
Buying an insurance policy in India There are various insurance companies offering Travel Insurance for Students. You can buy a travel insurance online or offline from Indian insurance companies. The insurance premium can be paid in Indian rupees and the benefits can be obtained in foreign currency. There will be great savings by buying a travel insurance policy in India. If you would like to buy an insurance plan in a foreign country, you will want to pay 3 times the premium amount that you pay in India. Hence, it is advisable to pay the premium in India to make the most of your money. Coverage of medial and travel benefits You can get Student Travel Insurance in India that covers the medical as well as travel benefits. If you buy an insurance policy from the university, it will cover medical risks that take place on the university premises. Conclusion It is advisable to have a comprehensive student travel insurance policy to make the most of your investment. The travel or health emergencies will cost you much. Hence, you should choose the best policy offered by a reputed insurance company. The service in terms of information and claim settlement offered by the insurance company will make a real difference. Hence, you should do your homework to buy the best student travel insurance policy in India to protect your financial interests. For more updates and News visit Policybazaar Youtube Channel
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Click here tIt is inevitable that you will forget something when you are packing for your vacation. Although most of the items other than personal identification can be replaced with a little expense, it is always better to plan and put together a list and avoid a vacation disaster.
First things first, jot down a list of things you will need on your vacation depending on your destination, weather and the activities you have planned. This will reduce the chances of missing any essentials. Here are the 21 everyday items you wouldn’t want to forget to pack for a vacation but most likely will: 1. Phone charger This could probably be the most important thing missing from your bag in today’s technology-obsessed world. Although you could purchase phone chargers anywhere, they may not work as well and cost a fortune. 2. Extra memory card If you are one of those people who document all events and memories, then you may run out of space in your camera and a memory card is a must have to avoid disappointment. 3. Copies of your important documents Although the event of losing your passport is rare, it is not totally unlikely. It is vital to make copies of all necessary documents like passport, visa, license, credit cards, travel itineraries, tickets and so on. 4. Flip-flops/Sandals These are an absolute packing essential if you are going camping, outdoors or using public restrooms. 5. First-Aid kit/Medicines It is always wise to carry a first aid kit with you especially if you are going on a long trip. It needs to contain bandages, antiseptic ointment. You may also want to carry basic medicines for cold, fever, allergies, antacids and so on. 6. Swimwear You may have skipped the swimsuit depending on the weather in the place you are off too, but a swimsuit is always a “just-in-case” item to pack in case you come across a great pool or a hot spring somewhere. 7. A Number lock This is a necessity especially if you are travelling alone. You cannot always carry all your belongings with you. A small number lock will help to keep your belongings safe in your hotel room or even unusual, unmanned places. 8. Laundry Bag A laundry bag may seem trivial, but it is a requirement to separate your clean, unworn clothes and dirty ones. 9. Headphones Headphones are essential not just for listening to music but also to block out the noise and ear pressure on long flights. So make sure to keep them close to your music device. 10. Cash Small shops do not accept credit cards. So it is always smart to carry some money preferably in the local currency for such emergencies. 11. Dry snacks You cannot always depend on outside food when you are on the go or under a time constraint. It is better to carry some dry snacks like granola and cereal bars, and dry cereals. This works for a quick breakfast or as a snack when on the flight. 12. Umbrella/Raincoat You may have checked the weather at your destination countless times, but you would not want to waste a day in because of rain. So it is always a good idea to carry a collapsible umbrella just in case. 13. Inform at work This doesn’t come under the packing list, but it is a to-do item while planning your vacation. Make sure to inform your employer well in advance about your absence and set up email notifications. 14. Check with your bank/credit card company IT is not fun if you realize after travelling miles that your card got rejected at the hotel. So make sure you check with your bank if your card is accepted at your destinations. 15. Reading glasses/sunglasses Again glasses seem trivial but you cannot without them. Remember not to leave without your reading and sunglasses wherever you are travelling. 16. Light jacket/sweater You may be travelling to a warm-weather destination but the nights may still be chilly. It is best to pack a light jacket or sweater. 17. Hand Sanitizer There may be places like outdoors where you may not have access to water everywhere. Carrying a hand sanitizer is the best option when you are on the move. 18. Laptop power cord There is no use of carrying a heavy laptop without the power cord as you will run out of charge soon. Plan and pack your charger along with your computer. 19. Adapters Remember to take universal adapters that can be used throughout the world to power on your gadgets. 20. Towels Your vacation accommodation may provide towels, but it is always smart to carry a few extra towels in all sizes. 21. Travel Insurance Pick the best travel insurance plan. Carry the best travel insurance plan with you to have an enjoyable and relaxed vacation. It is especially advisable to hold the best travel insurance plan when you are going on a long vacation. This takes care of not only any unexpected health-related emergency but also can compensate for any loss of your luggage or other belongings. There are many insurance plans available out there for but you should remember to choose the best travel insurance plan based on your requirements like do you have a pre-existing medical condition, are you traveling with elderly people, are there kids and so on. There is no one perfect plan; the best travel insurance plan covers 4 to 8% of your total trip expenses. Group Travel Insurance If you are travelling in a group, it is best to get the group travel insurance. Group travel insurance plans usually cover the following: ● Group travel insurance plan includes any health contingency expenses while on your vacation. ● Group travel insurance plan covers any expenses related to hospitalization, illness, and medicines and so on. ● Group travel insurance plan helps you to avail of cashless hospitalization wherever applicable. ● You may add on to your group travel insurance plan to cover gadgets like gadgets, mobile phones, cameras and so on. ● Group travel insurance also covers expenses due to loss and damage to valuables like passport, baggage, loss due to flight cancellations and so on. For more updates and News visit Policybazaar on Linkedin With the New Year approaching near, we all wish to satisfy your travel whims going to an exotic place in the long winter vacation. Seeking warmth in the cold and wintry weather, packing bags for a beach can pleasant enough. Moreover, if you have your overseas travel insurance plans along with itineraries, you will earn yourself a remarkable travel experience.
No season can be as perfect as winter if you are looking for a short or long gateway. If you want to experience fresh snowfall or make an angel in the snowfield, there are various places you would like to visit. Even if you worry that the cold weather of the travel destination can make your sick, the travel insurance policy coverage is there to save you. Sugarbush Well-recognised for the ski resorts in Vermont, Sugarbush is the place if you wish to experience skiing like a pro. Resorts with wooden fireplace, Jacuzzi, barn doors and king size beds, surrounded by maple trees, can give you real thrills of a perfect wintry holiday. If you have the travel insurance policy with you, you can get compensation for the trip cancellation. Belize If you want to get soaked in mellow sunshine of December while seeing coral reefs or wildlife before your eyes, this Central American holiday destination can be ideal for you. You can get the benefits of international travel insurance plans including compensation on loss of luggage, passport or other belongings and roam around freely in the Cockscomb Basin Wildlife Sanctuary. Additionally, if you are too keen about bygone era, the Mayan ruins can elevate the journey for you as the travel insurance annual policy worldwide is applicable everywhere. However, if you hurt yourself while going for underwater activities or scuba diving, the expenses are not even covered by best international travel insurance plans. Goa The western coastal region of India sure deserves a visit in December because the mesmerising sunset is the view if you have never had in life. The travel insurance policy makes sure that you do not face financial loss related to the medical contingencies while exploring in Chapora Fort, Basilica de Bom, Viceroy's Arch and St. Cajetan's Church. Moreover, you can go through the overseas travel insurance reviews to know on what grounds you will be deprived of benefits of policy that involve excessive alcohol consumption or self-initiated harm. Prague Christmas is a magical time and Prague is the destination where you can get the essence of Christmas while touring around the Prague Castle, Wenceslas Square and Charles Bridge. St. Vitus Cathedral looking luminous with the Christmas decorations is an enchanting sight to envision during December. Additionally, as you buy the travel insurance policy after going for a thorough travel insurance plans compare, you get proper benefits at right time. Sydney With summer approaching in Australia, a visit to Sydney can be pleasant; moreover, if you choose to visit in the last week of December. Not only enjoying a warm Christmas will be a different experience but also witnessing the fireworks on new year’s eve over the Sydney Harbour can be a lifetime experience. Seeing exotic wildlife animals in Taronga Zoo and surfing in the Bondi Beach can be other key attraction of the place. However, the travel insurance policy reviews imply that for surfing overseas travel insurance plans are not applicable. Unbelievable Benefits of the Overseas Travel Insurance Plans The travel insurance policy offers a multitude perks but you always should opt for travel insurance policy comparison before choosing the right one.
It is important for every globetrotter to compare the policies and know about the travel insurance policy quotes before investing on one. With the policy, you can get protection from credit card replacement or fraud and identity theft. The legal liabilities are covered by the insurance which makes the policy an essential thing to have at present. Henceforth, no matter whether you are taking a short trip to countryside or long one to visit your dream destination, having travel insurance is a must. For more info and news visit PolicyBazaar on Facebook |
AuthorInsurance and financial manager. Archives
May 2018
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